precious metals is not an investment

First of all, owning precious metals is not an investment - https://www.pacificpreciousmetals.co...ver-minted-bar - because there is no mechanism by which you can expect a real profit. Owning precious metals might or might not protect your capital from inflation, but that would not be a real gain. The best you can hope for is the preservation of your capital. Think of physical precious metals as a one-time insurance payment against a variety of personal or national disasters.